Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content A Look at Diversification Diversification is an investment principle designed to manage risk, but it can't prevent against a loss. Volunteering in Retirement For many, retirement includes contributing their time and talents to an organization in need. The Junk Drawer Approach to Investing It's easy to let investments accumulate like old receipts in a junk drawer.